Turn handshake deals into signed, written agreements.
urCircl turns the informal deals you make with people you trust — money owed, a shared savings pool, a borrowed item — into clear, signed records you can actually rely on. You and the other person agree the terms; urCircl puts them in writing and keeps the record.
Coming soon to Google Play$
PayMeBack
Money agreements. Record the amount, the schedule, and the payment app you'll use — and both people sign. No more “I thought you said next month.”
◎
PoolUp
Savings-pool (sou-sou) records. Track who's in, who contributed each cycle, and whose turn it is to receive — with everyone signed to the same agreement.
⊡
HoldMy
Item-lending records. Log the item, its value, and the return date, and have the borrower sign — a signed record instead of an awkward conversation.
What urCircl is not. Raqs Enterprise LLC (dba urCircl) is a record-keeping and document management platform. We are not a bank, lender, money transmitter, or financial institution. urCircl does not lend money, process or hold payments, or broker loans. We are also not a law firm and do not provide legal advice — the agreement templates are self-help documents you complete and sign yourselves. All payments happen directly between people through the payment method they choose — urCircl only documents what the two parties agreed to.